The after-effects of COVID-19 are increasingly seen today, in the form of job losses, economic slowdown, and rising Non-Performing Assets. Financial institutions primarily involved in money lending functions are currently facing the heat of bad loans as the risks involved are becoming higher with the expanding customer base and the growing pool of retail…
Despite the technology sector being a key area of interest for Alternative Investment funds, it has traditionally been quite a low-tech industry. One can cite several reasons for this. The key reason is that the Alternative Investment firms house smaller teams and lack dedicated technology teams to support them. Alternative Investment has, therefore, historically…
As someone at the helm of an organization that is growing rapidly(we grew nearly 100% both in terms of revenue and staff numbers and incubated businesses, IP and service offerings last year), I know that now is the time to catch the wind and forge ahead. However, I find myself questioning the old established…
A good decision analytics can make or break your loan management application success and to avoid that one can use Little’s law Nowadays many retail or commercial banks use Loan Management System (LMS) as their core banking solution. This LMS is usually a complex product ecosystem, and its success would rely on its performance…
I recently read a book on stock picking. The book on value investing, exhorted the readers to be aware that a good stock is not the same as a good company. Over the years, stock-picking books have become a genre in themselves. Investors trust passive equity funds I always like to see how a…
Centelon is a 4-year-young organization focusing on IT Services and Products, with a presence in Australia, Singapore and India. With over 130 employees presently it’s an employee-owned company. Culturally, we are a healthy mix of being financially conservative (zero debt), aggressive or let’s say bold when it comes to actions taken and mildly socialistic/informal…
“Do we need a Women’s Forum?” This is exactly how the conversation started when the idea of launching a Women’s Forum in Centelon was brought up by our CEO. The immediate reaction was an unanimous and emphatic “No. We are all empowered, and we don’t need a women’s forum to empower us”. How was…
One of the first things I learnt about marketing when I went to a B school some 15 years back is “Learn to Market Yourself”. So, how do you Market Yourself? What is it that you do or what is that one thing or rather a few things which make you stand apart? What…
Over the years, AI models have become very complex. Some of the models have more than 100 million parameters. If we use such a complex model, it is hard to explain how the model arrived at its results.
There are natural events, and there are social events. We have satellites and sensors to detect natural events such as floods and earthquakes. But is there a way to get an early sign of a social event such as new fashion, a movement like me-too or a political event like the Arab Spring? If…
The profession of analyzing the business requires flexibility, responsiveness, creativity, innovative thinking, acceptance of change, and a dependence on individuals and interactions. Such qualities are desired, if not required, regardless of whether the business analyst is involved with agile software development, traditional software development, or no software development at all. We may not be…
With luxury of time to prepare – initially started with a collective voice of ‘we’ll get through this’. Unfortunately, like most nations – we squandered that opportunity.
